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We’re midway through the school year already. Ms B just finished her first ever set of midterms and she (read: we) survived! Her winter break was spent relaxing and periodically reviewing for her exams. She’s at the stage where going to the mall or movies with her friends is all the rage. She’s blessed with a great group of friends, most of whom she’s known for the last five years, if not longer. I usually try to be present at the mall so the girls can check in every so often, and have someone nearby to contact should they need to. The question of whether or not she can go to the mall with so and so is usually followed by “Can I have some money please?”
We have specific rules set up when it comes to spending. She’s given a budget and we ask her to bring home all the receipts for anything she buys so we can help guide her on tips and tricks to save money. I’m not big on doling out cash. Instead, I much prefer to send her shopping with a gift card whenever possible. I find they are easier to manage, safer and so much more convenient. In fact, for most of my many nieces and nephews, birthday presents have become gift cards to their favourite store or mall. They are more personal than cash but still allow them the flexibility of choosing what they’d like to get.
If you’ve been following along on the blog or social channels, you’ll know that I recently applied for the MBNA Rewards World Elite® Mastercard®. The biggest benefit of the card is that it’s like having five different rewards cards rolled into one. From travel to merchandise, gift cards, and even charitable donations, it’s great to have the flexibility to redeem points for the rewards I want. Out of the wide selection of rewards, I chose my favourite three and I have been speaking about each of them in a series of posts. The first blog post I shared was about redeeming points for travel to stay close as a family. In the second blog post, I spoke about how we redeemed points for charitable donations to teach our children the importance of giving back, and this one is about one of my favourite ways to redeem points: for gift cards.
Ms. B is at that critical age where it’s important to give her freedom while still setting boundaries. Sending her to the mall or movies with gift cards is a great way to do just that. With my MBNA Rewards World Elite® Mastercard® I can be rest assured that I’m collecting points on eligible purchases for gift cards – It gives me more peace of mind than sending her with cash. You can check out MBNA’s full rewards catalogue here: https://goo.gl/JMyE2P
I’ll continue sharing more about the #MBNA #AllinWonder card on my social channels as well – Stay tuned! In the meantime, what sort of rewards do you look for when selecting a credit card?
To learn more about the MBNA Rewards World Elite® MasterCard® click here: https://goo.gl/k6gGhU
The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.
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® MBNA and other trademarks are the property of The Toronto-Dominion Bank.